We often hear people ask if roof damage was caused by wind or some other weather related factor which a homeowner may believe is covered by their insurance.
Wind damage roof claims.
Our roof inspections are free.
If your roof damage claim is covered by insurance then it s best to choose a roofer with experience in dealing with roof repairs covered by insurance claims.
Be sure to take as many pictures as you can of the roof damage.
In many cases your insurance company will recommend a specific roofer to work with.
A state farm claim handler may assist in explaining the difference between normal wear and aging versus damage caused by a hail storm.
Here s a common and unfortunate scenario.
If you have roof damage that needs repairing you have to file a claim with your homeowners insurance company.
Claims for secondary damage are usually denied when the necessary steps have not been taken to protect the roof.
Roof damage caused by wind and hail if your home insurance policy has wind and hail exclusions.
Tips for handling this process for roof damage from wind.
Do i have hail damage to my roof.
To combat this many home insurers have implemented different coverage levels.
Filing an insurance claim for roof damage caused by wind.
In more than 90 percent of hail or high wind claims there is a payout relative to the roof cover according to the insurance institute for business and home safety.
To a home insurance company the roof is the most important part of your house.
Filing a roof damage insurance claim.
Thunderstorms wind storms hail storms and even tornadoes can all cause wind damage to your property and even high winds can wreak havoc on unsecured structures or rooftops causing roof leaks and other potentially catastrophic roof damage.
Navigating the process of filing a claim can vary slightly by insurance company but generally the steps include.
Home insurance companies in past years have been walloped by numerous and expensive roof claims.
It s the gateway to far greater damage claims once it s damaged.
Is wind damage covered by insurance.
The wind damage cleanup process can be difficult.
Dealing with a wind damage insurance claim is a specialty.
If you need to file a claim state farm works with you throughout the insurance claim process.